The tool library
Calculators, checklists, and decision tools built around the money decisions residents, fellows, and new attendings face most often.
Featured tool
Cash Flow
Estimate take-home pay, retirement contributions, student loan payments, housing costs, savings goals, and lifestyle spending before the first attending paycheck arrives.
Open tool →Student Loans
Compare PSLF, income-driven repayment, refinancing, and aggressive payoff based on employer type, income, loan balance, and forgiveness progress.
Home Buying
Pressure-test a home purchase using the monthly payment, taxes, insurance, student loans, savings goals, and the rest of your actual cash flow.
Insurance
Walk through life, disability, umbrella, malpractice, and employer coverage to identify the gaps most likely to matter early in your career.
Taxes
Estimate whether salary changes, bonuses, moonlighting, or a two-income household could leave your federal withholding materially short.
Cash Flow
See how much of the attending raise is already committed before adding the bigger house, nicer car, travel budget, or other recurring expenses.
Student Loans
Organize qualifying payment counts, employer history, recertification dates, and projected forgiveness so the strategy is easier to monitor over time.
Use the tools in sequence
You do not need every tool at once. Start with the questions that affect your next few months, then come back as your financial life gets more complex.
Compare student loan options, understand benefits, estimate take-home pay, and make sure insurance is handled before the income jump.
Test the mortgage, car payment, or lifestyle upgrade against the savings and debt goals you are trying to fund at the same time.
Revisit taxes, retirement contributions, debt payoff, and protection planning as your compensation and financial priorities evolve.
No spam. Just practical resources for the transition into practice.